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They are good for people who use transport frequently. 181 0 obj No, you cannot transfer a balance from one Synchrony Bank credit card to another. Auto-load is the same as auto top up. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. 3. What to Do If You Cant Get a Student Credit Card? A non-centralised database/processing unit. But what if the amount is comparable to or less than the postage? replacement card and to organise a balance transfer from your old myki to your new one. The cost would have been deducted from the balance at transfer. A subreddit for Melburnians and Melbourne enthusiasts! What's Auto-load? It was in my wallet the whole time lol. This will let you manage your myki as you would a physical myki card. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Your myki smartcard expires after four years. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? 0000003206 00000 n If you're entitled to these additional benefits, you can access them by using your myki smartcard. No. In addition, it is not any companys responsibility to ensure all questions are answered. 1. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Nor does your card expire after 90 days of not getting used. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. 0000004886 00000 n You can only have your Mobile myki active on one device at a time. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. If you receive a check, you then need to forward it to your old card provider. All myki smartcards expire after four years. endobj The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Credit cards may set a minimum balance transfer fee of $5 or $10. Your Mobile myki expires after two years. You may also need to restart your phone after updating the app. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Balance transfer fees may apply. there's no excuse for this money-grubbing by the Myki corporation. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! endobj Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. I searched everywhere. the PVT website says: "What to do with your myki when you leave Melbourne. Posting by mobile so you can find it yourself ;-). Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). The system was delivered more than $500m over budget and behind schedule. In my experience touching on is quicker than validating a metcard. This could save you money if you're moving the balance to a card with a much lower interest rate. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Keep in mind that credit utilization is also affected by individual card balances. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. 0000012144 00000 n Wallethub doesnt charge for this service. Licences. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Step 5: Apply for the New Card. I called, they told me it couldn't be done and that I would need to fill out a form. Manage another person's myki Choose your top up value and minimum balance. In a couple of weeks I will be renovating and furnishing a new house. If you have Mobile myki you can set Auto Load via the Google Pay app. 179 0 obj Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Learner permit or driver test. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. endobj Please note, balance transfer is not instantaneous. What is the best balance transfer credit card? Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 188 0 obj Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. xref Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. You can register up to eight active mykis on an individual account. Renew driver licence. How does credit and credit cards work for students? Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. <> Buy a new myki and top up with myki Money or a myki Pass and register your new myki. 178 39 However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. You can also request up to two years of travel and transaction history by calling1800 800 007. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Editorial and user-generated content is not provided, reviewed or endorsed by any company. I'm glad I don't need to catch public transport anymore. No. Please note you cannot replace a lost or stolen myki at a premium station. You need to submit a balance transfer application that is subject to approval. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. I don't know where the actual card is. How can I check the balance of my myki card? My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. 186 0 obj Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Can I use Mobile myki on my Android phone? *Rates, fees or bonuses may vary or include specific stipulations. Get up to 5% cashback in rotating and newly added everyday categories. To check if you're eligible to travel on a concession myki, see Concessions and free travel. How do I know if my balance transfer was approved? 2. Any money on your card will be protected. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Tap Continue. You may be using an older version of Google Wallet. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. The system was developed by Kamco (Keane Australia . How balance transfers work Once your phone has rebooted, go to Mobile myki within Google Wallet. (by Issuer). 0000014445 00000 n 184 0 obj Does a balance transfer happen automatically? Let's say you have $4,000 in credit card debt and transfer that balance to a . A balance transfer does not happen automatically. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. If you have a Mastercard or VISA card you can get and top up a Mobile myki. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. Update the app and try again. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. endobj If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Step 3: Review Card Offer Terms. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Legit all the way, touched on and everything. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. The unused money does not sit in an account earning interest. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Mobile Myki can be set to Auto Load. I only realised this when my replacement card was lost and I called up for a new one. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. 180 0 obj You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Sorry, the Seniors Card program cannot replace lost myki cards. If this occurs, you won't incur a duplicate fare. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Reddit and its partners use cookies and similar technologies to provide you with a better experience. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. 0000001755 00000 n I've had really good experiences with Myki and was an early adopter, but this? The call centre staff member told me "we're not a financial institution so it's not that simple". After all, I was going to pay more money as opposed to the concession rate. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. What is the best low interest credit card? At this stage, these are the only card types available on Mobile myki. Only time I had to was when my original myki was expiring. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Opinions expressed here are the authors and/or WalletHub editors'. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. You can use the ticket number to register your myki or if you require a refund. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Now you cannot access it on your original device. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. I called customer service and was advised I needed to go in person to Flinders St station to do it. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. 0000006952 00000 n How to Process Credit Card for Consumers & Merchants? I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. What is the best cash advance credit card? Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. This question is about Synchrony Bank Credit Cards. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. endstream +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Student passes and concession cards cant be replaced online or over the phone. 0000005223 00000 n Your Mobile myki will now appear in Google Wallet. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. You need to be connected to the internet to top up your Mobile myki. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. 0 This is the case for all major credit card issuers. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. endobj Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. I'm in Adelaide. 0000001429 00000 n I found that other card with $19.90 on it. New comments cannot be posted and votes cannot be cast. endobj If the card is unregistered you cannot recover the myki money. startxref The unused money remains on the card, losing value as fares increase over the years. endobj Wait a few minutes then check the app to see your balance. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Whats the Difference between Business vs. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Yes. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer.